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  2. Equifax Canada - Wikipedia

    en.wikipedia.org/wiki/Equifax_Canada

    Equifax Canada Inc is one of two credit bureaus which are private companies in Canada that (the other being TransUnion Canada) collect, store, and share information about how Canadians use credit. [1] Reports are provided for both individual and commercial entities. Owned by Equifax of Atlanta, Georgia, Equifax Canada is based in Toronto, Ontario .

  3. What do the 3 credit bureaus do? - AOL

    www.aol.com/finance/3-credit-bureaus-213955962.html

    Equifax. TransUnion. Credit score range. 300-850 (FICO) 280-850 (FICO) 300-850 (FICO) Credit factor breakdown. ... Several online services also provide free credit scores and monitoring tools.

  4. Credit Karma - Wikipedia

    en.wikipedia.org/wiki/Credit_Karma

    Credit Karma is an American multinational personal finance company founded in 2007. It has been a brand of Intuit since December 2020. [3] It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors. [4]

  5. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Comparison of free credit monitoring websites Name Frequency Credit bureau(s) Full SSN required? Scoring model AnnualCreditReport.com: Annual full official report (one from each agency) Equifax, Experian, TransUnion: Yes: No score provided CreditCards.com by Bankrate: Monthly full report: TransUnion: Last 4 digits only VantageScore 3.0

  6. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    However, you won’t have a FICO credit score — which is used by 90 percent of top lenders, according to FICO — until an account is at least six months old. This means that no credit history ...

  7. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t be that significant. As FICO explains, “For most people, one ...

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