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  2. How to choose the best student loan repayment plan - AOL

    www.aol.com/choose-best-student-loan-repayment...

    This is true under the SAVE, Income-Based Repayment and Income-Contingent Repayment plans. Borrowers enrolled in the 10-year standard plan won’t see a change after getting married. What to do if ...

  3. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...

  4. Navigating Student Loan Repayments: 5 Things To Know Now ...

    www.aol.com/finance/navigating-student-loan...

    “O ne of the very first things that borrowers with federal loans need to do is determine which specific type of student loan they have, as the repayment options will be different,” said Joe ...

  5. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    Income-driven repayment. Income-based repayment or income-driven repayment (IDR), is a student loan repayment program in the United States that regulates the amount that one needs to pay each month based on one's current income and family size. The phrase is an umbrella term for four specific repayment plans that are available within the ...

  6. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...

  7. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    Income-based repayment is a federal program and is not available for private loans. IBR plans generally cap loan payments at 10 percent of the student borrower's income. Deferred interest accrues, and the balance owed grows. However, after a certain number of years, the balance of the loan is forgiven.

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