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  2. Lump sum payout vs. annuity from a pension: How to decide - AOL

    www.aol.com/finance/lump-sum-payout-vs-annuity...

    Also keep in mind that you won’t receive the entire amount upfront — your employer is required to withhold 20 percent of the payout for taxes. If you’re under 59½, you may also face a 10 ...

  3. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money is the widely accepted conjecture that there is greater benefit to receiving a sum of money now rather than an identical sum later. It may be seen as an implication of the later ...

  4. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    The monthly payment formula is based on the annuity formula. The monthly payment c depends upon: r - the monthly interest rate. Since the quoted yearly percentage rate is not a compounded rate, the monthly percentage rate is simply the yearly percentage rate divided by 12. For example, if the yearly percentage rate was 6% (i.e. 0.06), then r ...

  5. Quantum mechanics of time travel - Wikipedia

    en.wikipedia.org/wiki/Quantum_mechanics_of_time...

    Seth Lloyd proposed an alternative approach to time travel with closed timelike curves (CTCs), based on "post-selection" and path integrals. [ 19 ] [ 20 ] Path integrals are a powerful tool in quantum mechanics that involve summing probabilities over all possible ways a system could evolve, even if those paths don't strictly follow a single ...

  6. Frequently Asked Questions About Time Travel - Wikipedia

    en.wikipedia.org/wiki/Frequently_Asked_Questions...

    English. Frequently Asked Questions About Time Travel (stylised as FAQ About Time Travel) is a 2009 British science fiction comedy film directed by Gareth Carrivick from a script by Jamie Mathieson, starring Chris O'Dowd, Dean Lennox Kelly, Marc Wootton and Anna Faris . The film follows two avid science fiction fans (O'Dowd and Wootton) and ...

  7. John Titor - Wikipedia

    en.wikipedia.org/wiki/John_Titor

    John Titor. John Titor and TimeTravel_0 are pseudonyms used on internet forums between 2000 and 2001 by an individual claiming to be an American military time traveler from the year 2036. [1] [2] His posts discussed various aspects of time travel, and described future calamitous events, including a global nuclear war.

  8. List of European countries by average wage - Wikipedia

    en.wikipedia.org/wiki/List_of_European_countries...

    The countries and territories on the map have a net average monthly salary (adjusted for living costs in PPP) of: Purple. above $4,000. Green. $3,000 to $3,999. Blue. $2,000 to $2,999. Orange. $1,499 to $1,999.

  9. Interstellar travel - Wikipedia

    en.wikipedia.org/wiki/Interstellar_travel

    Interstellar travel is the hypothetical travel of spacecraft from one star system, solitary star, or planetary system to another. Interstellar travel is expected to prove much more difficult than interplanetary spaceflight due to the vast difference in the scale of the involved distances. Whereas the distance between any two planets in the ...