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  2. The 10 Best Cash-Back Credit Cards Available Now - AOL

    www.aol.com/finance/10-best-cash-back-credit...

    6% cash back on groceries, up to $6,000 a year. 6% cash back on streaming services. 3% cash back on transit. 3% cash back on gas. 1% cash back on all other purchases. 13.99% to 23.99%. 0% for 12 ...

  3. 9 Best Banks To Avoid ATM Fees - AOL

    www.aol.com/finance/9-best-banks-avoid-atm...

    EverBank. With a low $25 limit for opening an account, EverBank has a favorable fee structure when it comes to ATM usage. No ATM fee charged by EverBank for in- or out-of-network ATMs ...

  4. Discover Financial - Wikipedia

    en.wikipedia.org/wiki/Discover_Financial

    Discover Financial. Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

  5. Friendly fraud - Wikipedia

    en.wikipedia.org/wiki/Chargeback_fraud

    All the agent can hear is monotones. This is the "card present" equivalent of "swiping" the card. Before the purchase is submitted by the agent, the purchase amount is played back to the consumer along with the last four digits of the card. The consumer is asked to confirm their purchase by providing a verbal signature, which is recorded.

  6. Merchant category code - Wikipedia

    en.wikipedia.org/wiki/Merchant_category_code

    by credit card companies to offer cash back rewards or reward points for spending in specific categories; by card networks to define rules and restrictions for card transactions (for example, Automated Fuel Dispensers (MCC 5542) have specific rules for authorization and clearing messages [citation needed])

  7. The 10 Best Cash-Back Credit Cards Available Now - AOL

    www.aol.com/finance/10-best-cash-back-credit...

    When you use a cash-back credit card responsibly, you essentially get free money for every purchase. But not all cash-back cards are created equal -- some offer higher cash-back rates than others,...

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