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2. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

   www.aol.com/first-time-homebuyer-guide-mortgage...

   Fannie Mae standard home loans also let you purchase with just 3% down as long as at least one borrower is a first-time homebuyer. Standard loans have no income limits. Down payment required: 3% ...

3. How to get home insurance discounts - AOL

   www.aol.com/finance/home-insurance-discounts...

   For instance, a company may offer a 5% discount for being claims-free for three years but only offer the full 10% to a homeowner with five years claims-free. Discounts vary : Where you live and ...

4. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

5. Homeownership in the United States - Wikipedia

   en.wikipedia.org/wiki/Homeownership_in_the...

   The homeownership rate in the United States [ 1][ 2] is the percentage of homes that are owned by their occupants. [ 3] In 2009, it remained similar to that in some other post-industrial nations [ 4] with 67.4% of all occupied housing units being occupied by the unit's owner. Homeownership rates vary depending on demographic characteristics of ...

6. Citizens Property Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Citizens_Property...

   Citizens Property Insurance Corporation (Citizens) was created in 2002 from the merger of two other entities to provide both windstorm coverage and general property insurance for home-owners who could not obtain insurance elsewhere. It was established by the Florida Legislature in Chapter 627.351 (6) Florida Statutes as a not-for-profit insurer ...

7. Owner-occupancy - Wikipedia

   en.wikipedia.org/wiki/Owner-occupancy

   t. e. Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. [1] The home can be a house, such as a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also ...