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Consumer protection in California began with the passage of the Medical Practice Act of 1876. The Act was designed to regulate the State's medical professionals, who up to that point had operated virtually unchecked. However, an actual government agency with the legal authority to enforce the Act was not created until 1878.
The California Consumer Financial Protection Law (CCFPL) gave the DFPI expanded enforcement powers to protect California consumers from unfair, deceptive, or abusive practices committed by unlicensed financial services or products; COVID-19 pandemic-inspired scams; and a regulatory retreat by some federal agencies, most notably the Consumer ...
That same year, Harris also secured a $60 million settlement with JPMorgan Chase to resolve allegations of illegal debt collection with respect to credit card customers, with the bank also agreeing to change practices that violated California consumer protection laws by collecting incorrect amounts, selling bad credit card debt, and running a ...
CCPA defines personal information as information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked (directly or indirectly) with a particular consumer or household such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol ...
The GDPR is the strictest data privacy law in the world, with few exceptions and hefty fines. In California, these concerns manifested as the California Consumer Protection Act somewhat modeled on the EU’s GDPR. [11] The CCPA’s initial drafting and placement on the 2018 ballot was led by Alastair Mactaggart. [12]
In response to the pandemic, consumer debt grew a lot, starting at $15.85 trillion at the beginning of 2022 and going up to $16.90 trillion by the end of the year. This is $2.75 trillion more than ...
With the enactment of the California Delete Act, the agency also maintains the California data broker registry and will build a one-stop shop data deletion mechanism for consumers. [ 9 ] References
A ProPublica report from 2021 said Chime customers filed more than 900 complaints with the Consumer Financial Protection Bureau, a federal agency, from April 2020 to July 2021. In many of those ...
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related to: california consumer protection agency email