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Discounting is a mechanism in finance that allows a debtor to delay payments to a creditor in exchange for a fee. The fee is based on the discount rate, which is the rate of return the creditor could earn on a similar investment. Learn how to calculate the present value and the discount factor of future cash flows.
A coupon is the interest payment received by a bondholder from the date of issuance until the date of maturity of a bond. Learn about the history, valuation, and types of bonds, including zero-coupon bonds that pay no coupons and have a price less than their face value.
A basis point (bp) is one hundredth of 1 percentage point, often used to measure changes in interest rates or spreads. Learn how to use bp in financial contexts, contrast with pips and permyriad, and see related units and symbols.
The 1% rule is a general rule of thumb that states that only 1% of the users of a website actively create new content, while the other 99% only lurk. The rule applies to any given Internet community and varies depending on the subject, audience, and focus of the website.
The Toyota Camry (XV50) is a mid-size car produced by Toyota from 2011 to 2020. It is the seventh generation of the Camry in most markets outside Japan, with a new design, powertrain and hybrid options.
The 1% Club is a game show where contestants answer brain teaser questions with decreasing percentages of correct answers. Hosted by Patton Oswalt, the show premiered on Amazon Prime Video in May 2024 and later aired on Fox.
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