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A Federal Perkins Loan, also referred to as a Perkins Loan, was a need-based student loan offered by U.S. Department of Education from 1958 until 2017. [1] Created as part of the Federal Direct Student Loan Program , the Perkins Loan served to assist American college students fund their post-secondary education .
The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]
If the student returns to least half-time status, the loans are again deferred, but a second episode no longer qualifies and repayment must begin. All Perkins loans and some undergraduate Stafford loans are subsidized. Loan amounts are limited. Many deferment and forbearance options are offered in the Federal Direct Student Loan program. [67]
April 29, 2024 at 4:07 PM. President Biden delivers remarks on student loan debt at Madison College in Madison, Wis., on April 8. (Evan Vucci / Associated Press) Californians who obtained ...
The average federal student loan debt balance is $37,667 while the total average balance (including private loan debt) may be as high as $40,274, according to Education Data Initiative, which ...
Borrowers with William D. Ford Federal Direct Loan, Perkins Loan, and Federal Family Education Loan (FFEL) loans that are owned by ED or commercially held are eligible for Fresh Start, according ...
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