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In the United States, a negotiable order of withdrawal account (NOW account) is an interest-paying deposit account on which an unlimited number of checks may be written. [1]A negotiable order of withdrawal is essentially identical to a check drawn on a demand deposit account, but US banking regulations define the terms "demand deposit account" and "negotiable order of withdrawal account ...
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Example of FDIC insurance coverage. FDIC deposit insurance covers deposit accounts, which, by the FDIC definition, include: . checking accounts and negotiable order of withdrawal (NOW) accounts (interest-bearing checking accounts with a hold option)
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