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2. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   To consolidate your federal student loans, first complete an application form for direct consolidation online or by mail. Once you have selected a repayment plan and loan servicer, your ...

3. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The fixed interest rate is calculated as the weighted average of the interest rates of the loans being consolidated, assigning relative weights according to the amounts borrowed, rounded up to the nearest 0.125%, and capped at 8.25%. Some features of the original consolidated loans, such as postgraduation grace periods and special forgiveness ...

4. What to know about Public Service Loan Forgiveness (PSLF) - AOL

   www.aol.com/finance/know-public-loan-forgiveness...

   In the news. Have non-qualifying loans but want your past payments counted toward Public Service Loan Forgiveness? You now have until June 30, 2024 to apply to consolidate ineligible loan types ...

5. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]

6. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Consolidating student loans is a smart step for many federal borrowers; here are a few of the advantages: Potentially lower monthly payments: Direct Consolidation Loans have a repayment timeline ...

7. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [ 1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...