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2. Pre-existing condition - Wikipedia

   en.wikipedia.org/wiki/Pre-existing_condition

   In the context of healthcare in the United States, a pre-existing condition is a medical condition that started before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions. These exclusions by the insurance industry were meant to cope with adverse selection by ...

3. Health insurance coverage in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_coverage...

   In the United States, health insurance coverage is provided by several public and private sources. During 2019, the U.S. population overall was approximately 330 million, with 59 million people 65 years of age and over covered by the federal Medicare program. The 273 million non-institutionalized persons under age 65 either obtained their ...

4. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...

5. Car insurance premium: what is a premium and how is it ... - AOL

   www.aol.com/finance/car-insurance-premium...

   An insurance premium is the cost of your auto insurance policy and is sometimes called an insurance rate. Your total premium amount may cover you for six months or a year, depending on the policy ...

6. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy ...

7. 8 health insurance options for early retirees: Ways to stay ...

   www.aol.com/finance/early-retiree-health...

   Option 4: ACA marketplace insurance. If COBRA payments are too high, you can go to the Affordable Care Act’s health insurance marketplace to buy a more affordable plan on your own. There are ...

8. Healthcare in the United States - Wikipedia

   en.wikipedia.org/wiki/Healthcare_in_the_United...

   The law includes a large number of health-related provisions, most of which took effect in 2014, including expanding Medicaid eligibility for people making up to 133% of FPL, [306] subsidizing insurance premiums for individuals and families making up to 400% of FPL and capping expenses from 2% to 9.8% of annual income.

9. Buying a home with a friend? Here’s how to insure it - AOL

   www.aol.com/finance/buying-home-friend-insure...

   Create an inventory of personal property: Part of your home insurance policy will cover your personal belongings, such as furniture, appliances, clothing and other items. Take stock of what ...