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Note that some finance and economic theories assume that market participants can borrow at the risk-free rate; in practice, very few (if any) borrowers have access to finance at the risk free rate. The risk-free rate of return is the key input into cost of capital calculations such as those performed using the capital asset pricing model. The ...
The atmosphere of Earth is composed of a layer of gas mixture that surrounds the Earth's planetary surface (both lands and oceans ), known collectively as air, with variable quantities of suspended aerosols and particulates (which create weather features such as clouds and hazes ), all retained by Earth's gravity.
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