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  2. Cash back vs. travel points: How to choose credit card rewards

    www.aol.com/finance/cash-back-vs-travel-points...

    Key takeaways. Cash back credit cards are generally the better choice if you want to earn simple rewards on your regular purchases. A points or miles card may be a better option if you travel ...

  3. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A cash advance is a credit card transaction that withdraws cash rather than purchasing something. The process can take place either through an ATM or over the counter at a bank or other financial agency, up to a certain limit; for a credit card, this will be the credit limit (or some percentage of it). Cash advances often incur a fee of 3 to 5 ...

  4. The 10 Best Cash-Back Credit Cards Available Now - AOL

    www.aol.com/finance/10-best-cash-back-credit...

    6% cash back on groceries, up to $6,000 a year. 6% cash back on streaming services. 3% cash back on transit. 3% cash back on gas. 1% cash back on all other purchases. 13.99% to 23.99%. 0% for 12 ...

  5. 5 Reasons Why You Need a Cash-Back Card in Your Wallet - AOL

    www.aol.com/5-reasons-why-cash-back-130010641.html

    Low Introductory APR. Credit cards make most of their money on interest charges on cards carrying a balance. Despite this, cash-back credit cards often come with a low introductory rate.

  6. Securitization - Wikipedia

    en.wikipedia.org/wiki/Securitization

    Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt ...

  7. Chargeback - Wikipedia

    en.wikipedia.org/wiki/Chargeback

    Chargeback. A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer. The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. The chargeback is ordered by the bank that issued the consumer's payment card.

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