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  2. 'Disgusting': This 18-year-old from Houston racked up debt ...

    www.aol.com/finance/disgusting-18-old-houston...

    Caleb Hammer responds. A side hustle could boost your finances, but multiple side hustles fueled by debt and based on dubious business plans could be detrimental.

  3. '[Credit cards] own you': This Texas woman has a ... - AOL

    www.aol.com/finance/credit-cards-own-texas-woman...

    Caleb Hammer is astonished Many Americans are expected to live their youth carefree. But if this nonchalance spills over into their financial lives, it can leave them with a hefty debt burden.

  4. 'This is not a joke': 20-year-old Texas woman spends 70% of ...

    www.aol.com/finance/not-joke-20-old-texas...

    'This is not a joke': 20-year-old Texas woman spends 70% of her income on rent and has racked up $4,000 in credit card debt. She laughs it off as 'girl math — Caleb Hammer responds

  5. 'One of the most insane interest rates I've ever seen': This ...

    www.aol.com/finance/one-most-insane-interest...

    Caleb Hammer is stunned All it takes is just a few bad decisions to dramatically reshape your finances. That’s what 26-year-old Alex discovered when she got laid off from her remote call center job.

  6. ‘Do not try to justify it’: This Texas woman cannot stop ...

    www.aol.com/finance/not-try-justify-texas-woman...

    Hammer prescribes a four-step solution for Karis’ financial troubles. The first step is to lower her rent payments. Karis shouldn’t be spending 41% of her income on rent and she doesn’t need to.

  7. ‘They are milking you!’: Texas woman is supporting three ...

    www.aol.com/finance/milking-texas-woman...

    Texas woman is supporting three siblings and her unemployed mother on a $2,500 monthly income. Caleb Hammer says she’s being 'manipulated' Vishesh Raisinghani. April 30, 2024 at 5:01 AM

  8. ‘That terrifies the crap out of me’: Texas woman spends 39% ...

    www.aol.com/finance/terrifies-crap-texas-woman...

    Caleb Hammer responds Divorce and auto loans, individually, can get expensive. Unfortunately for 23-year-old Jenny from Houston, Texas, her ongoing divorce battle and auto loan debt are interlinked.

  9. ‘I’ve never even heard of someone doing that ... - AOL

    www.aol.com/finance/ve-never-even-heard-someone...

    Hammer calculates that Issac’s dad transferred a total of $600 over the past month. The car he drives for food deliveries is also a hand-me-down from his father.